Pros and Cons When Considering a Home Warranty

Your house is likely the largest single investment you will make in your lifetime. A lot of the time, homeowners will purchase property insurance to protect against unexpected damages, but what about expected repairs? A home warranty, also referred to as a service contract, offers an additional layer of protection and a peace of mind you didn’t know you needed. Home warranties do come with drawbacks though. In this article brought to you by Mr. Rooter Plumbing of Tampa, we will go over the pros and cons. If you need a dependable plumber or are considering purchasing a home warranty, then call Mr. Rooter Plumbing to get in touch with a live representative today. We are ready when you are.

Pros of a Home Warranty

Let’s start with the advantages of purchasing a home warranty. Oftentimes, these are bought along with the home and offer a peace of mind knowing repairs and replacements are one call away. With a home warranty, you can enjoy discounted service calls and around-the-clock service. Contact your provider for details on service hours.

Having a designated plumber is important just like having a specific primary doctor is important. Your plumber will be familiar with your building’s and appliances’ repair histories, making it quicker to diagnose issues and get to the root of the issue. This translates into lower labor costs and an affordable repair.

Some home warranties can even cover multiple properties. Do you have a few rental properties? A home warranty can allow you to take advantage of the aforementioned benefits for your rental properties as well.

Cons of a Home Warranty

Home warranties are not for everybody, and they are by no means perfect. For instance, some home types such as mixed-use properties may not be covered. Contact your provider for details of coverage.

A home warranty also involves some luck of the draw. Homeowners do not get to choose their service provider. Therefore, be sure to purchase your home warranty from a reputable source. Mr. Rooter Plumbing is proud to be a nationally renowned brand with decades of industry experience and heritage.

What happens when you want a replacement, but the service provider says a repair is sufficient? Similarly, what if you want a quick repair but they say a replacement is necessary? The choice might belong to the service provider and not you. Check your contract for details.

Finally, there is the fine print. Check the policy for limitations on repairs and replacements. Many policies have a deductibles and lifetime limits, making home warranties insufficient for multiple, large replacements.

Learn About Our Home Warranty

Residents in Tampa and surrounding areas who are looking for a reliable home warranty can call Mr. Rooter Plumbing of Tampa. We offer a host of service packages, special discounts, and promotional offers. Our live representatives are on standby to provide a consultation or schedule a flexible appointment. We also have nearby plumbers on standby if you need emergency plumbing service or repair today. We are ready when you are.